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Effective December 16, 2009 |
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NEW AUTO LOANS: |
Relationship Pricing* |
Standard Pricing |
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| 6-36 months |
as low as* |
3.50% A.P.R. |
4.50% A.P.R. |
| 37-48 months |
as low as* |
3.75% A.P.R. |
4.75% A.P.R. |
| 49-60 months |
as low as* |
4.00% A.P.R. |
5.00% A.P.R. |
| 61-72 months |
as low as* |
4.50% A.P.R. |
5.50% A.P.R. |
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USED AUTO LOANS: |
Relationship Pricing* |
Standard Pricing |
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| 6-36 months |
as low as* |
4.00% A.P.R. |
5.00% A.P.R. |
| 37-48 months |
as low as* |
4.50% A.P.R. |
5.50% A.P.R. |
| 49-60 months |
as low as* |
5.00% A.P.R. |
6.00% A.P.R. |
| 61-72 months |
as low as* |
5.50% A.P.R. |
6.50% A.P.R. |
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OTHER SECURED COLLATERAL:
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Relationship Pricing* |
Standard Pricing |
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New and Used Boats, Snowmobiles, Motor
Homes, ATVs and Motorcycles over 250cc |
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| Up to 120 months |
as low as*. |
4.75% A.P.R. |
5.75% A.P.R. |
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CLOSED-END SIGNATURE LOANS
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Relationship Pricing* |
Standard Pricing |
| Up to 60 months |
as low as* |
8.90% A.P.R. |
9.90% A.P.R. |
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| Home Equity Line of Credit |
Rates as low as Prime -.50% A.P.R. |
| Next Rate
Review Date 04/01/2010 |
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Closed-End Home Equity
Loan
(Up to 15 years) |
Rates as low as 5.25% A.P.R. |
Balloon Mortgage
(Up to 10yr w/30 yr amortization) |
Rates as low as 6.75% A.P.R. |
Bridge Mortgage Loan
(6mo w/ 6mo renewable) |
Prime + 2.00% A.P.R. |
First Mortgage Loan
(Up to 30 years) |
Rates vary daily. Please call us for current rates. |
| Land Loan (Up to 15 years) |
Rates as low as 7.25% A.P.R. |
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Share Certificate Secured |
100% LTV |
3% above the Certificate A.P.Y. |
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Share Secured up to
60 months |
100% LTV |
3% above the Tier 5 share A.P.Y. |
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Personal Line of Credit |
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14.90% A.P.R. |
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Overdraft Protection
Line of Credit |
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14.90% A.P.R. |
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VISA Platinum Credit
Card |
as low as* |
Prime + 2.50% A.P.R. ** |
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A.P.R. = Annual Percentage Rate
A.P.Y. = Annual Percentage Yield
*Individual loan rates may vary based upon credit worthiness,
account relationships, LTV, and loan term.
** The annual percentage rate wil never be less than 8.99% nor greater than 18%.
Rates subject to change without notice
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